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HSBC Commercial Cards Programme

Simple management of travel and entertainment and everyday business expenses.
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Guarantees

Conduct business with confidence, even where you lack established relationships, through the use of guarantees and standby letters of credit. An HSBC guarantee could enable you to negotiate favourable terms with buyers and suppliers by protecting them from non-performance under a contract while addressing your financing needs. HSBC offers tailored solutions including performance, advance payment, tender, warranty, financial guarantees and standby letters of credit as well as others upon request.
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Import finance

Access the working capital you need and improve cash flow by bridging the gap between settlement with suppliers and payment from buyers, putting you in the position to negotiate better prices.
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Global receivables

Improve your working capital by streamlining and enhancing visibility of your accounts receivables.
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Global payables

Simplify processes by making paper-based and electronic domestic and international payments quickly and easily.
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Virtual Accounts Payer Identification

A simpler way to manage accounts receivables. This functionality helps you identify the originator of incoming payments received through virtual accounts, eliminating the time-consuming job of matching payments with suppliers.
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HSBC Supply Chain Finance e-platform

A faster and simpler way to manage your supply chain and access working capital on an e-platform.
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Common Electronic Fund Transfer Switch (CEFTS) Real-Time Direct Debits

With CEFTS Real-Time Direct Debits, you can now receive money in real time, anytime anywhere. You’ll receive instant credit notifications to help you manage working capital, cash flow and receivables simpler and faster.
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